Po Box 6726 Portland Or 97228 (2024)

FAQs

What kind of insurance is memic? ›

MEMIC is required to provide workers' compensation coverage to employers who cannot obtain insurance elsewhere. MEMIC specializes in loss control, risk management, returning employees to work, and assisting employers with their workers' compensation safety programs.

All claims should be reported to MEMIC within 24 hours of your notice or knowledge of the injury. (In fact, in some states you must report a workplace injury within 48 hours of knowledge of the injury.)

After a careful review of the companies, A.M. Best affirmed it's 'A' (Excellent) rating for Maine Employers' Mutual Insurance Company (MEMIC) and for The MEMIC Group while subsidiary MEMIC Indemnity Company had its 'A-' (Excellent) rating affirmed.

Today, we have over 500 employees, 400 who sit in one of our offices and 100 who are full-time remote.

If an insurance company states that they never received your claim and the system indicates that it was acknowledged, then the payer may ask for Proof of Timely Filing. Note: Proof can only be provided for electronic claims.

Other times, claims are denied for timely filing when they were not filed within the timely filing period due to initial mistakes. One reason for a denial is when a claim is initially submitted with incorrect information.

Dear [Mr./Ms./Appeals Department]: I am in receipt of [Insurance Company's] letter of claim denial dated [insert date of receipt of denial letter]. I am writing to appeal the denial for the following date(s) of service: [Insert dates of service]. The claim was timely submitted on [insert date claim(s) were submitted].

Professional indemnity insurance covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided by a business or an individual.

The Hartford is a leader in property and casualty insurance, group benefits and mutual funds. We are proud to be widely recognized for our customer service excellence, sustainability practices, trust and integrity.

Tufts Health Plan is one of the nation's most highly rated nonprofit health insurance companies, known for delivering high-quality health care and an outstanding member experience.

How does workers' compensation work in Maine? ›

Your employer will pay you 2/3 of your average weekly wage. This is called your compensation rate. There is a limit on how much you can receive, and the limit is different for different dates of injury. The limit is adjusted annually on July 1.